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Coach Holiday Travel Insurance


A Holiday Travel Insurance Scheme is available for all passengers travelling on our holidays which is arranged with Travel & general Insurance Services Limited on behalf of Towergate Chapman Stevens through Hiscox Insurance Company Limited and approved by the Financial Conduct Authority (FCA – to undertake insurance business in the UK. Should you wish to take advantage of our Holiday Travel Insurance please include the appropriate premium when booking your holiday.


This insurance policy will suit the Demands and Needs of an individual or group(where applicable) who have no excluded pre-existing medical conditions, are travelling in countries included within the policy terms and who wish to insure themselves against unforeseen events detailed in the cover section below. Subject to the terms, conditions and maximum specified claim limits.


We will not provide you with advice about the suitability of this product for your individual needs but will be happy to provide you with factual information. We summarise below the details of the insurance cover provided which also includes SPECIALTY ASSISTANCE LTD. The following is a brief summary of the cover available. Full details of Cover, Policy Warranties and Exclusions will be forwarded with your confirmation of booking. In any event you may ask for a specimen copy of the Policy Wording before booking should you wish to examine this in advance.

Cancellation worldwide Up to £3,500 Uk and Europe 1,500
Delayed Departure £60 Delayed Travel. Holiday Abandonment Uk, Europe, Northern Ireland, Isles of Scilly, Isle of Man, Channel Islands £ 1,500. And £3,500 Worldwide
Missed departure England ,Scotland and Wales £100 Europe, Northern Ireland,Isle of Man, Channel Islands £300. Worldwide £600
Personal Accident £15,000
Medical & other Expenses including Curtailment £2,000,000
Medical Inconvenience Benefit Non UK £450 uk £100
Personal Property/Loss of Passport Personal Property £1,500 Passport £200 personal money £200
Personal Liability £2,000,000
Delayed Baggage £100
Legal Expenses £25,000


For holidays up to 3-days in duration the Loss of Deposit, Cancellation and Holiday Abandonment excess is Nil. For holidays over 3-days in duration the Loss of Deposit excess is £10 each and every incident, whilst the Cancellation and Holiday Abandonment excess is £35 each and every incident. The Medical & Other Expenses, Personal Property and Personal Money excesses are £30 each and every incident.


If you or anyone else named on this policy has not been a resident in the UK for the past 6-months this policy cannot cover you.


If you are travelling to destinations detailed in your policy document which do not require you to inform the Insurer of any pre-exisiting medical conditions, then you must be able to comply with the following conditions to have full protection of your policy. If you do not comply we may refuse to deal with any relevant claim or reduce the amount of any relevant claim payment.:

  • 1. You are not aware of any reason why the trip could be cancelled or cut short
  • 2. You are not travelling against the advise of a medical practitioner or for the purpose of medical treatment and have not been given a terminal prognosis.
  • 3. You are not receiving or awaiting treatment for any bodily injury, illness or disease as a hospital day case or in-patient.
  • 4. If you are on medication at the time of travel your medical condition is stable and well controlled.
  • 5. if you suffer from stress, anxiety, depression or any other mental or nervous disorder, it must have been investigated and diagnosed as such by either: a registered mental health professional if you are under the care of a community mental health team or a consultant specialising in the relevant field who has confirmed in writing (at your cost) that you are fit enough to take this trip.

Please note If you have answered Yes to any of these questions the policy will not cover claims as a result of the condition or conditions causing your Yes answer(s). You do however have the option to still take out this policy on the understanding that it will not cover these condition(s).

If you are travelling outside the United Kingdom then you will need to call Towergate on 0344 8921698 if you are taking prescribed medication, has a medical condition requiring periodic review, are awaiting any tests treatment or investigation or has had any medical condition (excluding childhood and minor ailments not including treatment) Towergate may, on behalf of the Insurer, offer to cover these for an additional premium. It is your responsibility to declare your pre-existing medical conditions when required. Failure to disclose may result in a claim being declined.


In addition to the above the policy also contains the following main exclusions:

  • Any existing medical conditions unless they have been declared to (where appropriate) and accepted by the Insurer.
  • Your participation in any organised sports, winter sports or dangerous activities unless they have been declared to and accepted by the Insurer.
  • Suicide or the wilful exposure to exceptional personal risk.
  • Stress, anxiety or depression unless it has been diagnosed as such by aconsultant or expert in that field.
  • Travel against the advice of the carrier, any other public transport provider, the Foreign Office or the World Health Organisation.
  • Motorcycle travel during the insured trip where the engine size exceeds 125cc.
  • Any manual work or hazardous occupation undertaken during the insured trip.
  • The bankruptcy / liquidation of the tour operator, travel agent or transporation company with whome you have booked your trip.

Examples of these and other conditions and restrictions and what to do if you are unsure about any aspect of an exclusion are contained within your policy information. If after purchasing a policy should you find it does not meet your requirements you have 14 days from the date of issue, or prior to travel (whichever is sooner) to cancel the policy.

Valerie Clark t/a Gee Vee Travel is an Appointed Representative of ITC Compliance Limited who are authorised and regulated by the Financial Conduct Authority (their firm reference is 313486) and which is permitted to advise on and arrange general insurance contracts.


No. of Days UK EUROPE
1 £11.00 £11.00
2 £12.00 £16.00
3 £15.00 £18.50
4 £19.50 £23.00
5 £20.50 £24.50
6 £21.50 £28.50
7 £22.50 £29.50
8 £24.00 £30.50
9 N/A £31.50
10 N/A £34.00
11 N/A £35.00

The above premiums include 20% insurance premium tax.

United Kingdom: Excludes Channel Isles, Northern Ireland, Isle of Man and Scilly Isles.

Europe: Includes Northern Ireland, Rep. of Ireland, Isle of Man, Channel Isles, Scilly Isles, Commonwealth States and countrys bordering the mediterranean. Premiums shown are inclusive of Insurance Premium Tax at the appropriate rate. As cover under the Cancellation section commences immediately once the holiday booking has been accepted, no refund in premium can be allowed (other than I4 day refund).

In accordance with the “The Package Travel, Package Tours Regulations 1992” aII passengers booking with GEE VEE TRAVEL are fully Insured for the initial deposit and subsequently the balance of aII monies paid to us, including repatriation if required, arising from the cancellation or curtailment of your travel arrangements due to the insolvency of GEE VEE TRAVEL. A certificate detailing this cover will be given to each and every passenger as evidence of cover. Please ensure that you have been given the appropriate certificate(s) at the time of booking.

This insurance has been arranged by MGA Cover Service on behalf of Towergate Chapman Stevens through CBL Insurance
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